在这以前还有人给个核桃葫芦每日把玩搞出包浆,晶莹剔透如玉石一般。假如这个世界构建成如此自在悠闲的结构,那么每个人都可以活到数百岁应该是没问题的。当然我们不能埋怨近代人类精神的朝着愚蠢的方向在发展从而而引发了愚昧的世界性战争,显然这是一个没有太多修为的世界,暗中还有犹太人的贪婪在兴风作浪,虽然大家都看好他们的智慧,但其实不过是顶级愚昧的精神流氓团伙而已。总之,缺少具有高端修为的世界级领袖,这个世界必定会被那些真小人所左右。
View of Retirement at 107
by Jennie L. Phipps
Monday, January 17, 2011
ShareretweetEmailPrint Eight years ago, at age 99, LeonardMcCracken failed the eye test for renewing his driver''s license. Heput his Lincoln Continental up for sale and got $1,600. "I sold itin three days -- I got a good price. I love to haggle," hesays.
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McCracken, who lives in Florida, has been living in retirementsince about 1969, when he left a position as a salesman with anow-defunct steel company in Ohio. Since then, he''s been living onsavings, Social Security and a lifetime annuity that he purchasedbefore he retired. He has never had a pension. At 107, after livingin retirement for 41 years, he''s still paying the bills and gettingby on his own resources.
"Dad never made more than $10,000 a year in his life," says hisson Bob, a 73-year-old retired GE aircraft engineer.
How does a guy with modest income manage such a retirementplanning feat? McCracken points to a half-dozen basic principlesthat have gotten him through life and continue to serve himwell.
Thrift
In his whole life, McCracken says, he has only owned two newcars. The rest of the time he bought used. He still shops at thethrift store. And he remembers vividly the time that his wife washolding a garage sale and left him in charge. When she returned, hehad sold the living room sofa for $100. "I had a veryunderstanding, frugal wife (Dorothy, who died in 2002 at 95 after75 years of marriage). We gave up a lot of things that other peoplewere buying in order to break even."
Leonard McCracken
Real Estate Investments
McCracken bought and sold 35 houses in his life, including fivethat he built himself. His son, Bob McCracken, says his parents"always invested in a nice house and that has helped my dad. He isliving off the equity in the last home he and my mother owned."
The elder McCracken agreed that buying and selling real estatewas a smart move for him. "We didn''t make a lot of money in everycase," he says. "But we made something and that helped."
What is his advice for current owners of real estate? "It''s badnow, but it will come back," he says. "And people who buy now,they''ll make a lot of money," he says.
Use Debt Well
During the Great Depression, McCracken worked for a bank. Hewatched people lose their shirts and learned from it. Throughouthis life, he borrowed when he had to, but he borrowed as little aspossible, he says, and he paid it back as quickly as he could.
Work Even When Jobs Are Hard to Find
McCracken was unemployed about 45 years ago after his previousemployer went bankrupt. He had to take a job driving a truck thatpaid $5 per day. It was a low point in his life, but between thatand a commission sales job that he took at night, he and his familymuddled through until he got back on his feet.
Save and Invest Conservatively
All of McCracken''s money is in CDs and bonds. He''s alwaysavoided the stock market, even when people who purported to knowmore than he advised him differently. "When the economy tanked, hemade a lot of us look real silly," Bob McCracken says.
Stay Healthy
McCracken has hung onto his health and his wits and has had nomajor medical bills at all throughout his entire life. It has onlybeen in the last year that he''s needed a little assistance. Andeven then, he doesn''t need much, his son says.
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